Where you work or live can come with a few perks. As a member of our Perks Banking program, which includes Work Perks and Community Perks, you can get awesome incentives not found anywhere else.

WORK PERKS

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If your employer is a member of our Work Perks program, then you're in for a treat. Simply choose the checking account that fits your needs and enjoy perks like:

  • A cash bonus(1) direct deposited
  • Free digital banking solutions
  • Home mortgage closing cost credit(2)
  • Safe deposit box discount(3)
  • Available with Elite, Extra & Essential checking accounts
  • Much more!

COMMUNITY PERKS

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Living in one of our Community Perks partner areas? Lucky you! Take advantage by choosing the checking account that fits your needs and enjoy perks like:

  • A cash bonus(1) direct deposited
  • Free digital banking solutions
  • Home mortgage closing cost credit(2)
  • Safe deposit box discount(3)
  • Available with Elite, Extra & Essential checking accounts
  • Much more!

To get started, compare our checking accounts and open one online quickly and easily.



Work Perks provide valuable savings and services on checking and savings accounts, mortgage loans, health savings accounts, and more — all for free. Show your employees how appreciated they are with a little help from your local bank.

  • Free for Guaranty Bank business customers
  • Provide added value to your employees
  • Dedicated account manager
  • On site visits from your personal account manager
  • Valuable discounts and services on the following:
    • Checking and savings accounts
    • Home equity lines of credit
    • Mortgage loans
    • Health Savings Accounts
    • Consumer loans
    • Safe deposit box rental

(1) Annual Percentage Yield will range from 0.00% - 0.25% depending on the account type that is opened. APY range is accurate as of October 6, 2022 and is not an introductory rate.  Rate may change after the account is opened. Fees could reduce earnings. $100 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, an ACH transaction has occurred, and the account has a positive balance. Requirements must be met within the first six months. Only new checking account clients are eligible. Minimum opening deposit requirements range from $25 - $50. Cannot be combined with any other offers. Offer is subject to change at any time. Bonus will be reported to the IRS as applicable.

(2) Offer is subject to change without notice. $300 credit will be applied as a lender credit at the time of closing and may not exceed the actual amount of closing costs. Offer has no cash value. Not valid with any other offers. All applicants are subject to credit approval.

(3) Safe Deposit Box credit applies to first year rental only.